Freds Polling Place

My Life at George Washington University

Vivek R. shares his experience at George Washington University.

Q :- Please tell us which course you are studying and why did you choose that course?
A :- I have chose to do an MS in Computer Engineering with a major in VLSI Design and Microelectronics. I chose that because my interest in this field.

Q :- Why did you choose the USA for higher education?
A :- I chose USA because it is the best place to pursue higher education and the schools here maintain some quality and standards of education.

Q :- How is George Washington University different than any other USA University based on whatever you have heard from your friends about?
A :- It has got a great curriculum and the faculty also is way too experienced and the lab facility is also top class. It has also got the advantage of being close to the Silicon Valley and being situated at the heart of the Washington DC which is the capital of the country.

Q :- Are you happy with your decision?
A :- I am quite happy with my decision and want to make the best out of it.

Q :- Please share some of your experiences of the USA for aspiring students
A :- I would say USA is a great country and you would enjoy the learning here and USA has got the best of the universities in the world, be it any field engineering Law, management, medical, arts etc.

Q :- What’s your advice to students who aspire to go to the USA for higher studies?
A :- Come here with a mindset of studies. There’s a lot for you to enjoy, but I feel that once you are here you must first concentrate and study and then the other things would automatically be taken care of.

Q :- Other than academics, what else did you learn from the country USA ?
A :- I have learnt from the discipline people observe in their lives. Petty things that we don’t take care of in normal routine in India can make an offense here and you could be charged heavily for that. Strictness is observed in smallest of the things no matter how small it may be.

Q :- How are the studies in the USA different than the studies in India ?
A :- In India you feel “I have had enough of this now”, but in USA you feel “OK I have to do this because “Learning is Fun”.

Q :- Is it worth spending so much money to get a degree from the USA as compared to similar degree in India with lower costs?
A :- Yes, In India probably you may get the courseware but the exposure to industry is limited, hence spending money to get practical learning is worth it.

Q :- What’s your advice to parents of aspiring students?
A :- Parents need to plan for this in advance, for this as you cannot plan it in a hurry and get through. Please assess your child and if you feel he/she would be able to adapt and cope up with the intense academic pressures here, do send him/her for sure.

Q :- Key things to remember for parents and students while planning for the studies in the USA
A :- For parents I would say, don’t expect that your lad would be able to listen to you fully while in a busy schedule and send all the kitchen stuff properly and think as if you are going to move into a new house and you need to take all that is required(eating stuff, kitchenware, sanitary etc.)

Q :- What are you future plans?
A :- My future plans are to give my 100% here at the graduate level and find a good job before I graduate and earn good amount of money to repay the loan and then get back to India in 5 years after graduation.

Q :- How did you fund your higher education?
A :- Loan amount + Father’s Savings.

Q :- Why did you choose Credila?
A :- In one line, “It gives an approval/sanction letter before the I-20 arrives and sometimes it helps in getting the I-20s also”.

My Life at Aston University

Dharmanand R. shares his experience at Aston University, UK.

Q :- Please tell us which course you are studying and why did you choose that course?
A :- I am doing my MBA and I chose the course to upgrade my business skills.

Q :- Why did you choose the UK for higher education?
A :- I chose UK because of the high quality business schools and high quality education.

Q :- How is Aston University different than any other UK University based on whatever you have heard from your friends about?
A :- Aston Business School is one of the top ranked institutes in the world and it provides world class education. It has for itself the rare triple accreditation which only 1% of the business school in the world possess.

Q :- Are you happy with your decision?
A :- I am very much delighted with my decision.

Q :- Please share some of your experiences of the UK for aspiring students
A :- UK is a very interesting country, where they respect and invite diversity into their culture, one never feels out of place, one can find people from all parts of the world. The crime rate is much lower than in any other country.

Q :- What’s your advice to students who aspire to go to the UK for higher studies?
A :- UK for MBA could be the best choice. UK has some the finest business schools in the world.

Q :- Other than academics, what else did you learn from the country UK?
A :- Learnt the diversity among friends from different countries in the world. Learnt to unlearn and be open to new ideas and keep updating oneself to be on the top.

Q :- How are the studies in the UK different than the studies in India ?
A :- The studies in the UK are both academic and case based. The significant aspect of diverse mix of different nationals is missing in India. One gets to learn alot from the diversity.

Q :- Is it worth spending so much money to get a degree from the UK as compared to similar degree in India with lower costs?
A :- I think degree from the UK and of the school from which I will be graduating will be of International recognition than that of an Indian degree.

Q :- What’s your advice to parents of aspiring students?
A :- They need to first choose what the student wants to study and do a thorough analysis of the reputation, subjects, rankings, accreditations etc of the schools before sending their children abroad.

Q :- Key things to remember for parents and students while planning for the studies in the UK
A :- These days part time jobs are most difficult to get and never send a child thinking that he or she would get a part time job to manage the monthly living expenses. It is really difficult to get a part time job, although some manage to get one.

Q :- What are your future plans?
A :- My future plans are to get into a fortune 500 company to start my career.

Q :- How did you fund your higher education?
A :- I got my education funded by Credila.

Q :- Why did you choose Credila
A :- I chose Credila because of the low interest rate firstly, secondly because I did not need to have a margin money, thirdly they were flexible with the collaterals, and fourth I was satisfied with the processing of the loan in time.

My Life at Thunderbird School of Global Management

Pankaj T. shares his experience at Thunderbird School of Global Management.

Q :- You have been one of those highly respected lot of students who have been doing higher studies at Thunderbird School of Global Management. How does it feel to be at Thunderbird School of Global Management USA?
A :- It feels like dream came true. Studying at #1 ranked (International) business school in the world is amazing experience. Lots of study and lots of enjoyment on daily basis. A very high tech learning environment. Very knowledgeable professors, giving latest updates on business world, very practical knowledge. It’s all amazing!

Q :- Please tell us about which course you are studying and why did you choose that course?
A :- I’m pursuing my MBA in Global Finance. I chose this course, primarily because of my interest and my banking and finance background that HSBC has provided. So with my MBA in Finance, I can leverage my professional work experience to fulfill my career goals.

Q :- Why did you choose the USA for higher education?
A :- Firstly, The US education system is a practical and application based system, this is what attracted me most about studying in USA. Secondly, the US is world’s no.1 economy that controls the global economy in all means. The US, where all latest things happen will be best place to study business education especially the finance. And lastly, US business schools are world renowned. After graduating from here, a bright and exciting career is assured in any part of the world.

Q :- How is Thunderbird School of Global Management different than any other USA University based on whatever you have heard from your friends about?
A :- Thunderbird has differentiated itself with other US B-schools in many ways. Firstly, it provides you total international business focused education. How a global business leader will be successful in today’s global business atmosphere is what you learn in Thunderbird. Secondly, Thunderbird focuses on ethics in business and Cultural Intelligence in all ways. You feel it as soon as you step in the campus. Lastly, it’s a place for all the “misfits”. Misfits means people who think differently, who work differently and who behave differently. This is what the key of success as global business leader.

Q :- Are you happy with your decision?
A :- Absolutely, yes.

Q :- Where do you eat? Do you cook yourself?
A :- I eat at home and sometimes in campus. But lots of other students who live on campus eat in school cafeteria.

Q :- Where do you live? On-campus or off-campus and why?
A :- I live (off-campus) with my brother here at Scottsdale. To cut on living costs.

Q :- Please share some of your experiences of the USA for aspiring students
A :- The best investment in life is on you in the form of education. And I assure you that MBA in US would be an investment that you would never regret. Go for it! It’s really worth.

Q :- What’s your advice to students who aspire to go to the USA for higher studies?
A :- A higher study in the US means expense around in the range from $80,000 to &100,000 so think carefully each and every step you are taking. Be serious and clear about future goals. Most important thing, and most difficult at the time, is choosing the best school, which fits in with your requirement. So perform a thorough research before taking a decision. And finally, be ready for lots for hard work (daily). All the very best!

Q :- Other than academics, what else did you learn from the country USA?
A :- Most important part about study in the US is learning about a new culture altogether. This is an opportunity to get to know different people, how they work, how they behave and you learn a lot from all these things, which is a life time experience.

Q :- How are the studies in the USA different than the studies in India?
A :- Studies in the US are very creative, interactive and practical. Everything is so high-tech that laptop and internet becomes primary needs for studies. Exams are very creative, not theory based but all are very practical and application oriented. Course material is very latest to the industry and class discussions are based on latest happening in the business world. Final grades are not just based on your final exams but also based on you participation on class discussions, team work, team projects, daily assignments and so on. So get lot of opportunity to get a good grades and it makes learning very interesting.

Q :- Is it worth spending so much money to get a degree from the USA as compared to similar degree in India with lower costs?
A :- I would say it’s worth investing in you to in the form of MBA from the US. We have professors here who are visiting faculty in ISB, Hyderabad and we have students in Thunderbird from IIM Bangalore who are studying here as part of exchange program. The reason for giving these details is faculties in the US b-schools are world class; curriculum is world class and the learning environment in exciting and latest to the industry that you will not get that in Indian b-schools until unless they like IIMs so in that category.

Q :- What’s your advice to parents of aspiring students?
A :- Generally parents worry about the security of their children studying in foreign countries. In the US, I can say it’s very secure. There is no racism in the US as compare to Australia or UK. The US people are really good, especially the school staff and that community. They help every international student in all the possible way they can.
As far as quality of education is there, there is no comparison. Its worth doing MBA from the US. I would suggest that don’t go for any school. Now a day, it’s also a business for American B-schools to attract international students because they get very high fees from international students. So do thorough analysis about the school before applying or taking admission. Take help from students who are already doing their studies in the US to get accurate information. If you have any relative in the US, then I would advise to choose a school in that area so that it’s helpful for the student to get in touch with them and it’s kind of moral support.

Q :- Key things to remember for parents and students while planning for the studies in the USA
A :- A good school and funding for fee & living are the keys.

Q :- What are you future plans?
A :- My future plan is to get a internship in the US, which would be helpful to get a full-time job. The US economy is getting better so I’m hoping for something good to come in my way.

Q :- How did you fund your higher education?
A :- I’m very much thankful to Credila for giving me education loan to fund my studies.

Q :- Why did you choose Credila?
A :- There are a couple of reasons I chose Credila:
1] They are not a bank in the first place; they are specialist in international loans.
2] This makes them different than any other financial institute.
3] They are real quick in all the processing from applying to loan approval.
4] Interest rate is lower than any other financial institute.
5] Amount of loan provided is higher than any other financial institute.

Q :- If Credila arranges a chat session with you for prospective students sometime in the future, will you be available for the chat on Credila’s expert chat session?
A :- I can’t promise because once schools are open I get very busy and there is time difference also. But let me know and if I’m available, I would be happy to join the chat session.

Q :- Any other advice to students and parents?
A :- I think I covered almost everything.

Q :- Any other references you can give us who can answer similar interviews?
A :- I know none as of now.

My Life at Virginia Polytechnic Institute and State University

Balaaji S. shares his experience at Virginia Polytechnic Institute and State University.

Q :- Please tell us about which course you are studying and why did you choose that course?
A :- I am doing Computer Engineering and my area of interest is Networking. Virginia Tech has good course work and research in this area.

Q :- Why did you choose the USA for higher education?
A :- Highly competitive student community & Best Quality of Education.

Q :- How is Virginia Polytechnic Institute & State University different than any other USA University based on whatever you have heard from your friends about
A :- For Computer Engineering, Virginia Tech is highly ranked. It has world class research facilities and faculties.

Q :- Are you happy with your decision?
A :- Yes!

Q :- Please share some of your experiences of the USA for aspiring students
A :- A total experience that would certainly enhance your knowledge and present opportunities to horn your skills in a specific research area that you are interested in.

Q :- What’s your advice to students who aspire to go to the USA for higher studies?
A :- Spend time in identifying the area of interest and find the right match of schools.

Q :- Other than academics, what else did you learn from the country USA ?
A :- I learnt about Time Management, Research Motivation and Research writing.

Q :- How are the studies in the USA different than the studies in India ?
A :- Again, Research focus is high here in USA. Good facilities and appropriate funding.

Q :- Is it worth spending so much money to get a degree from the USA as compared to similar degree in India with lower costs?
A :- Yes. It is worth the learning experience.

Q :- What’s your advice to parents of aspiring students?
A :- Prepare well in advance about the process involved and improve your awareness about higher education outside India before making decisions.

Q :- Key things to remember for parents and students while planning for the studies in the USA
A :- Relevance of the study, future goals and necessary preparation. It is a challenging task to complete a Master's or PhD course successfully.

Q :- Any other advice to students and parents?
A :- Students could work in groups at their 3rd and 4th year of under-graduation, in preparation for higher studies.

Q ;- What are you future plans?
A :- Get back to industry and be successful as a lead engineer.

Q :- How did you fund your higher education?
A :- Through Credila Financial Services and Personal funds.

Q :- Why did you choose Credila?
A :- HDFC brand value and Best customer interaction. Fast and clean processing.

My Life at Keck Graduate Institute of Applied Life Sciences

Manukiran R. shares his experience at Keck Graduate Institute of Applied Life Sciences.

Q :- Please tell us about which course you are studying and why did you choose that course?
A :- Master of Bioscience (MBS) at KGI. I chose this course as it is one of the best Professional science masters (PSM) in the US.

Q :- Why did you choose the USA for higher education?
A :- PSM courses are available only in the US.

Q :- How is Keck Graduate Institute of Applied Life Sciences different than any other USA University based on whatever you have heard from your friends about?
A :- It is a very unique college because it teaches both science and business, so the course work is really tough, but the value received from these courses is also very high.

Q :- Are you happy with your decision?
A :- Yes, 100% happy.

Q :- Please share some of your experiences of the USA for aspiring students
A :- USA is a fun country. It gives you a totally new experience if you haven’t been to a developed country before, but it is definitely worth coming to study here as the courses such as mine are not available in India.

Q :- What’s your advice to students who aspire to go to the USA for higher studies?
A :- Start planning early and apply soon.

Q :- Other than academics, what else did you learn from the country USA?
A :- Learning to live an Independent life. I also think that is more important than the subject matter I learn here.

Q :- How are the studies in the USA different than the studies in India ?
A :- Totally different. The method of test taking, class participation, and team work is fully different, but easily adaptable for the Indian students.

Q :- Is it worth spending so much money to get a degree from the USA as compared to similar degree in India with lower costs?
A :- My degree is expensive but worth it, because it is not available in India.

Q :- What’s your advice to parents of aspiring students?
A :- Parents know best, so I do not wish to advice them, but I feel they mustn’t discourage their kids if they want to go to foreign for higher studies.

Q :- Key things to remember for parents and students while planning for the studies in the USA
A :- Funding, medical condition of student, future plans.

Q :- Any other advice to students and parents?
A :- Plan soon and work hard.

Q :- What are your future plans?
A :- After my graduation I wish to work and get involved more in the Industry.

Q :- How did you fund your higher education?
A :- I was offered a 50% scholarship, the rest I took the KGI loan here. Also the Credila loan for living expenses.

Q :- Why did you choose Credila?
A :- It was advised by my consultant and many others.

My Life at Hofstra University

Sonika M. shares her experience at Hofstra University.

Q :- You have been one of those highly respected lot of students who have been doing higher studies at Hofstra University? How does it feel to be at Hofstra University USA?
A :- It is very good experience to be here.

Q :- Please tell us about which course you are studying and why did you choose that course?
A :- I am a Finance Major here. This course really suits my needs and I think that I will be able to do it successfully. I believe that my work experience when combined with an education from Business school will shape me into a well-rounded business leader. That’s why I seek a Hofstra’s MBA to transform myself from an engineer to a business leader.

Q :- Why did you choose the USA for higher education?
A :- USA colleges are world reputed. Degrees and curriculum are well structured. When I will come back to India I will be ahead of others. Also this advance knowledge will help me to get better job / will help me in the family business.

Q :- How is Hofstra University different than any other USA University based on whatever you have heard from your friends about?
A :- I chose this school because of higher ranking and better infrastructure. The curriculum of this university is quiet impressive that is the main reason why I am so much inclined toward this university. This is located near the global business capital i.e. NY, where a finance student can get sufficient exposure to the business. Also this university had dedicated trading center for Finance students. It has got efficient professors for Finance course. Small classes and peaceful environment are the added advantages.

Q :- Are you happy with your decision?
A :- Yes I am happy with my decision absolutely.

Q :- Where do you eat? Do you cook yourself?
A :- Yes, I am cooking myself as of now. Sometimes I do visit Indian, Chinese and American restaurants with my friends.

Q :- Where do you live? On-campus or off-campus and why?
A :- I am living off-campus as I feel on-campus accommodation is comparatively expensive. Good part is I got accommodation nearby campus. It takes hardly two minutes to walk to the campus.

Q :- What’s your advice to students who aspire to go to the USA for higher studies?
A :- Do not get excited to be in USA but for studies.

Q :- How are the studies in the USA different than the studies in India ?
A :- Most of the Universities in US are going in parallel with the latest technologies. Educating myself in those technologies can give me better picture to start up something of my own in future.

Q :- Is it worth spending so much money to get a degree from the USA as compared to similar degree in India with lower costs?
A :- I personally believe it is worthful to study here if you get good scholarship / Financial assistance.

Q :- What’s your advice to parents of aspiring students?
A :- It is a good experience to allow your kid to mingle with people from different parts of the world, carrying variety of ideas, which would allow one to invocate and discover himself/herself in different and productive way.

Q :- Key things to remember for parents and students while planning for the studies in the USA
A :- 1] Either student should have good scholarship or funding from parents, so that
Student won’t have financial risk after reaching the USA.
2] Allow enough time to spend with beloved ones before you come to the USA, so that you won’t fall sick.
3] Arrange accommodation before reaching USA.
4] To parents of female student:Request someone to take care of your kid initially
5] Carry enough money with you to survive here at least 3 months

Q :- What are you future plans?
A :- I would like to come back to India as my parents are here & with the advance latest worldwide accepted US degree I will have an added advantage to my job. The exposure to the opportunities in the market has shaped up my ambition. I aspire to start a consultancy firm that would provide innovative solutions to the nascent telecom industry in India. In the short term, I intend to work with companies that provide consulting services in the field of telecommunications. In the slightly longer-term, I see myself diversifying into offering custom solutions to my clients.

Q :- How did you fund your higher education?
A :- My parents are sponsoring for my education. Apart from that I have education loan from Credila.

Q :- Why did you choose Credila?
A :- Quick processing of loan and quick response are two best features of Credila that I am impressed with.

Q :- If Credila arranges a chat session with you for prospective students sometime in the future, will you be available for the chat on Credila’s expert chat session?
A :- Definitely I can participate for chat session if you could allow me to prepare myself to find convenient time.

Q :- Any other advice to students and parents?
A :- Make your kid enough strong to stay away from you to complete his or her education.

Q :- Any other references you can give us who can answer similar interviews?
A :- Sorry, I do not have anyone else.

My Life at College of William & Mary

Chaitra G. shares her experience at College of William and Mary.

Q :- Please tell us about which course is you doing and why did you choose that course?
A :- I am pursuing MBA. I chose the course because I wanted to continue in my field but at a managerial position. Also, I wanted to understand how overall business works.

Q :- Why did you choose the USA for higher education?
A :- I plan to pursue my career in the field of IT software. A majority of the clients in this industry come from the USA. So, when I plan to understand business, I wanted to do it better where my clients would be so that it is easier for me to understand them later when I interact during my career.

Q :- How is College of William & Mary different than any other USA University based on whatever you have heard from your friends about?
A :- 1] The College of William and Mary is very unique in its selection and education process. They personally speak and get to know the students before they conduct the interviews. The faculty is extremely helpful.
2] Above all, the executive partner program provides you an immense experience in working with a veteran of the industry you are interested in.

Q :- Are you happy with your decision?
A :- Yes

Q :- Please share some of your experiences of the USA for aspiring students
A :- 1] One of the things that I have learnt in the past few weeks is that it is not easy and simple to migrate into another country. There are many aspects of the way we talk, interact and live which comes from the place that we originate from. I had to re-learn basics aspects of like how to cross the road to speaking to employers and companies. So, it has been a tremendous learning curve for me. It has also been exciting because I had never realized what I do and the way I do it because I come from a particular background.
2] There are many things which I would like to share for the aspiring students. Particularly from my experience because I live in a small town and not a city. So, you may not find Indian stores to shop in every place. Please be aware of the same. From where I live, the Indian store is about 2hours away and there is no public transport to it.
3] I think finding out about basic things would have made my stay here during the first one month a lot smoother. So, it is necessary to find out about the basic aspects of living such as which mobile connection to buy (sometimes all service providers do not have network in all areas. AT&T doesn’t work in the place where I live!). I chose to buy a laptop in the US. So, find out which is the best way to buy a laptop, online or the nearest store available. It is best if you have an apartment before landing here because it is extremely difficult to land here and then hunt for an apartment. Do a lot of research on the public transport in the place and how frequent, how easy it is and what are the places it does and does not cover, like may be the nearest wallmart store or the nearest mall. If you plan to buy a car, find out if the state allows you to drive on the International drivers Permit. Many states do not allow you to drive on these.
4] The best source for all these queries is the current students and faculty of the college, the admissions staff and the alumni.

Q :- What’s your advice to students who aspire to go to the USA for higher studies?
A :- Find out about the course which is offered at the college and how it is paced and what are its concentrations and focuses. Each college is different in terms of what they focus on during the course and this must be matching with your interests.

Q :- Other than academics, what else did you learn from the country USA ?
A :- It is important to learn the culture of the place where you would be living. So, make a few Americans as friends. This is important because now you will find Indians in all colleges no matter where you go. So, if you would stick to your Indian pals, you may end up not knowing many things about the inherent culture of the country. I understand it is an easier choice to find someone from India and stick to them but don’t do it. Remember that Americans are very nice and helpful people.

Q :- How are the studies in the USA different than the studies in India ?
A :- 1] Studies in the USA are very demanding. In India you are not expected to be “prepared” for the classes which you attend and you can make it to good scores if you can study on your own and do well in the exams at the end. This does not work in the USA. You need to do your readings before every class. Every class would have a deliverable in terms of an assignment or a project work or some group activities. These are important to be submitted as most part of your final grades depend on these everyday submissions rather than the exams at the end.
2] Invest effort in building a relationship with the lecturers. This pays and the lecturers have complete control here on the way they would organize the course and how much factor would your assignments play and your grading structure etc., For example, if you were unable to do well on a particular assignment, you can go and speak to the lecturer. If he finds that your reasons are genuine, he may not change your score but he may give an additional assignment to the entire class and change the weightage of the previous assignment.

Q :- Is it worth spending so much money to get a degree from the USA as compared to similar degree in India with lower costs?
A :- The learning curve is very high for the education in the US compared to the same degree in India. Further, the opportunities are very wide and diverse in the US as compared to India. In India you may not get a job if you are interested in working in a very specific profile. But in the US, it is possible to find the exact job however unique it is which interests you. It is a land of opportunities.

Q :- What’s your advice to parents of aspiring students?
A :- 1] Coming from a middle class family, I understand that you are spending a lot of money, but do look at it as an investment rather than an expenditure. I assure you that if your child is sincere, there are far more ways to success in this land than back home.
2] It is also hurting to see your children leave home to a strange land but all of it is a part of the learning experience. Communication has improved drastically over the past few years. I stay in constant touch with my family and it does not cost much to speak for a couple of hours every week. Further Skype has provided an angle of presence to the communication. Technology will help you be much closer to your children.

Q :- Key things to remember for parents and students while planning for the studies in the USA
A :- Make sure the course is something that you would want to do and you have your motivation high. It is easier to loose motivation here because the courses are very demanding. Be ready to work 14-15hours a day. Education here is not simple. Dedication, discipline and determination are the only things which can ensure your success.

Q :- Any other advice to students and parents?
A :- It is definitely a better choice to study here than in India so remember that you are making the right choice.

Q :- What are you future plans?
A :- Have a successful career in the field of IT software at the customer relationship handling.

Q :- How did you fund your higher education?
A :- I took an education loan from Credila for tuition and living expenses.

Q :- Why did you choose Credila?
A :- 1] Faster loan processing
2] The representative comes home and all the paper work can be done sitting at the comfort of your home.

My Life at The Ohio State University

Sai Kishore J. shares his experience at The Ohio State University.

Q :- You have been one of those highly respected lot of students who have been doing higher studies at The Ohio State University. How does it feel to be at The Ohio State University?
A :- Well... it really feels good to be a part of this great university and more proud to be a part of The Biggest campus among US universities. The college is good in every aspect. My specialization being control systems, really good research is happening in labs and we stand in top 10 among US universities in controls. So it really feels great to be studying here.

Q :- Please tell us about which course is you doing and why did you choose that course?
A :- I am doing Master of Science( MS) in Electrical Engineering with Control Systems as my specialization. Since I got introduced to control systems in my engineering, I was fascinated by the application of this great subject and I got interested in learning more about it so that it can be applied in numerous fields. It’s the same interest which led me to decide upon the specialization here.

Q :- Why did you choose the USA for higher education?
A :- The US universities are the most well recognized schools in the world and I get exposed to the best infrastructure and lab facilities here. Since I was craving for the same, I thought schools in US are best suited to my interests and goals.

Q :- How is The Ohio State University different than any other USA University based on whatever you have heard from your friends about?
A :- To be frank, I didn’t get many opinions about my university. My decision was totally based upon my research about the universities’ work in my related field and profile of professors here in my field. But I was told by my lecturers that the university is one of the good ones.

Q :- Are you happy with your decision?
A :- Very much happy.

Q :- Where do you eat? Do you cook yourself?
A :- I eat at home. Yes I cook for myself.

Q :- Where do you live? On-campus or off-campus and why?
A :- I live off- campus because this is a very friendly place to be close to campus but at the same time not totally inside the campus. And you get to meet loads of Indians around here.

Q :- Please share some of your experiences of the USA for aspiring students
A :- Well…One thing which I like very much here is that people are very polite and friendly. The traffic management system is to the best one can imagine. I stayed with an American family for the first two days after I arrived. They were really very caring and friendly. They even cooked dhal (which she didn’t know it was) and rice for me and another Indian who stayed with me there in their house. I liked it and they are really good people. In general, Americans are friendly.

Q :- What’s your advice to students who aspire to go to the USA for higher studies?
A :- First of all I would support their decision. And secondly, I advise them to work hard and to get used to the time constraint system here to do well later.

Q :- Other than academics, what else did you learn from the country USA ?
A :- Well.. the people here are very disciplined and neat. More than anything I like the common sense they have shown in building public buildings and other properties.
I learnt punctuality and work ethic. There is no room for plagiarism. In the latter case you are in real trouble. In my first 4 weeks, I could just see this. I hope to learn more and teach more about INDIA.

Q :- How are the studies in the USA different than the studies in India ?
A :- Nothing Common!! Professors are really good. Every student is assigned an advisor for his entire graduate studies. He/ she will be guided in the proper direction based on their own interests. Everything about you needs to be updated to your advisor. And there are Homework’s !! and you are continuously evaluated throughout the semester/quarter based on homework, projects, quizzes, midterm etc. They follow GPA system. Max is 4.

Q :- Is it worth spending so much money to get a degree from the USA as compared to similar degree in India with lower costs?
A :- Well I would say Yes!!

Q :- What’s your advice to parents of aspiring students?
A :- “Please don’t fear or have lot of concerns. Financially you are backed by Credila and rest here will be automatically taken care by your daughter/son.”

Q :- Key things to remember for parents and students while planning for the studies in the USA
A :- Apply early to get into good school and for parents, trust Credila.

Q :- What are you future plans?
A :- To get into good company and clear my loan. Return to India and start on my own.

Q :- How did you fund your higher education?
A :- Credila.

Q :- Why did you choose Credila?
A :- It was the quickest and most flexible system I have ever seen.

Q :- If Credila arranges a chat session with you for prospective students sometime in the future, will you be available for the chat on Credila’s expert chat session?
A :- I think yes. But not sure.

Q :- Any other advice to students and parents?
A :- Nothing much.

Q :- Any other references you can give us who can answer similar interviews ?
A :- Sorry..I know nobody.

My Life at DePaul University

Ashwini K. shares her experience at DePaul University.

Q :- Please tell us about which course is you doing and why did you choose that course?
A :- I am doing Masters in computer graphics because this will boost my knowledge and I have already worked in the same field for 3 years.

Q :- Why did you choose the USA for higher education?
A :- USA education is one of the best in the world so I have chose USA for education.

Q :- How is DePaul University different than any other USA University based on whatever you have heard from your friends about?
A :- DePaul University is one of the best university for Masters in Computer graphics.

Q :- Are you happy with your decision?
A :- Yes I am quite happy with my decision.

Q :- Please share some of your experiences of the USA for aspiring students
A :- Yeah sure. USA is one of the best place to study.

Q :- What’s your advice to students who aspire to go to the USA for higher studies?
A :- Everybody can come to US for higher study but everybody should try to go back to India.

Q :- Other than academics, what else did you learn from the country USA ?
A :- Now a days USA people facing problem regarding employments. So I would suggest India is the best place to setup our career after completing MS.

Q :- How are the studies in the USA different than the studies in India ?
A :- USA has good quality of education system which is good compare to India. I wish we would have MS Colleges there so we won’t come here.

Q :- Is it worth spending so much money to get a degree from the USA as compared to similar degree in India with lower costs?
A :- MS in US is good option but India has other courses as good as USA.

Q :- What’s your advice to parents of aspiring students?
A :- They should support their kids.

Q :- Key things to remember for parents and students while planning for the studies in the USA
A :- Please check tuition fees difference between universities.

Q :- What are you future plans?
A :- Planning to work here for 1 year after MS and then I would like to do PHD

Q :- How did you fund your higher education?
A :- Thanks to Credila. I have got loan from Credila.

Q :- Why did you choose Credila?
A :- They provide 100% loan so I chose Credila.

My Life at San Jose State University

Tushar S. shares his experience at San Jose State University.

Q :- You have been one of those highly respected lot of students who have been doing higher studies at San Jose State University? How does it feel to be at San Jose State University USA?
A :- It feels great and accomplished!!

Q :- Please tell us about which course is you doing and why did you choose that course?
A :- I am doing my Master’s in Software Engineering at San Jose State University. I chose that course because it is well aligned with my work experience of 3 years and has great prospects.

Q :- Why did you choose the USA for higher education?
A :- For computer science related technologies, USA and particularly Silicon Valley, where I currently stay, is considered to be the hub for latest technology and innovation.

Q :- How is San Jose State University different than any other USA University based on whatever you have heard from your friends about
A :- First and Foremost it is situated in Silicon Valley and SJSU is considered to be the largest provider of employee students to companies in Silicon Valley. Here are other reasons: http://www.engr.sjsu.edu/about/

Q :- Are you happy with your decision?
A :- Definitely!!

Q :- Where do you eat? Do you cook yourself?
A :- We prepare food in our room. Yes, I cook myself.

Q :- Where do you live? On-campus or off-campus and why?
A :- Off campus due to lower cost of living. But college is walking distance from here.

Q :- Please share some of your experiences of the USA for aspiring students
A :- USA is definitely a good place to do your Master’s. You get lots of global exposure here with different types of people.

Q :- What’s your advice to students who aspire to go to the USA for higher studies?
A :- Go ahead !! Prepare a plan what you want to do after completing Master’s and keep working on the plan till you achieve your goal !!

Q :- Other than academics, what else did you learn from the country USA ?
A :- Discipline, Structure, Automation.

Q :- How are the studies in the USA different than the studies in India ?
A :- Studies are more practical oriented in USA and has more opportunity for industrial interactions.

Q :- Is it worth spending so much money to get a degree from the USA as compared to similar degree in India with lower costs?
A :- It’s worth, if you have a proper goal in your mind.

Q :- What’s your advice to parents of aspiring students?
A :- Definitely consider sending your ward for higher studies.

Q :- Key things to remember for parents and students while planning for the studies in the USA
A :- For Parents :-
1] You will have to help with financial planning.
2] Your ward will be away for a year or two, so mental preparation needed.
For Students :-
1] You have to study, do daily chores yourself.
2] Manage time effectively and enjoy your MS life.
3] You need to be mentally prepared to stay away from home and to focus on studies.

Q :- What are you future plans?
A :- After completing MS, I will work for a company for couple of years. After enough experience is gained, I will be starting software company of my own.

Q :- How did you fund your higher education?
A :- Personal savings and Credila Education Loan.

Q :- Why did you choose Credila?
A :- Fast processing. Excellent customer service.

Q :- If Credila arranges a chat session with you for prospective students sometime in the future, will you be available for the chat on Credila’s expert chat session?
A :- Sure.

My Life at University of Louisiana at Lafayette .

Praveena S. shares her experience at University of Louisiana at Lafayette.

Q :- Please tell us about which course is you doing and why did you choose that course?
A :- I am doing my Masters in Business Administration. I chose this course because of my interest in management and business.

Q :- Why did you choose the USA for higher education?
A :- Getting a MBA from the US University is my childhood ambition.

Q :- How is University of Louisiana at Lafayette different than any other USA University based on whatever you have heard from your friends about
A :- It has a separate college of Business in the university campus, good career services and funding.

Q :- Are you happy with your decision?
A :- Yes, I am happy with my decision.

Q :- Please share some of your experiences of the USA for aspiring students
A :- USA is good place to study and can gain more practical knowledge during the course period.

Q :- Other than academics, what else did you learn from the country USA ?
A :- The culture, their marketing skills, etc…

Q :- How are the studies in the USA different than the studies in India ?
A :- Their way of teaching, flexibility to choose the courses (subjects) we like, for that particular semester.

Q :- Is it worth spending so much money to get a degree from the USA as compared to similar degree in India with lower costs?
A :- Yes, it is worth.

Q :- What are you future plans?
A :- Get a job after my graduation and get the industrial exposure.

Q :- How did you fund your higher education?
A :- By educational loan.

My Life at Louisiana Tech University

UdayaBhanu M. shares his experience at Louisiana Tech University.

Q :- Please tell us about which course is you doing and why did you choose that course?
A :- I am pursuing my Masters in Molecular Sciences and Nano Technology. It is one of the interdisciplinary courses that combine the principles of biology and Nano technology. This helps in understanding the novel concepts involved in Novel Drug Delivery System (Latest trend in pharmaceutics).

Q :- Why did you choose the USA for higher education?
A :- The education system equips the students with latest trends in various fields of technology, this helps in facing the competitive environment at work.

Q :- How is Louisiana Tech University different than any other USA University based on whatever you have heard from your friends about?
A :- It ranks 3 in the field of Nanotechnology. It is one of the economic and best universities (Tier II University).

Q :- Are you happy with your decision?
A :- I am definitely happy with my decision.

Q :- Please share some of your experiences of the USA for aspiring students
A :- It may take few weeks to accustom here. The academics are a bit tiresome because of the assignments, be prepared for it.

Q :- What’s your advice to students who aspire to go to the USA for higher studies?
A :- Be careful while choosing universities and the place at which the university is located. Do contact your seniors at the universities for details regarding the prospective of the particular subject.

Q :- Other than academics, what else did you learn from the country USA?
A :- The culture is diversified. Students get to know people from different countries along with the Americans. USA culture is quiet interesting and friendly.

Q :- How are the studies in the USA different than the studies in India?
A :- The classroom teaching is less and the effort from students is more in the form of assignments and seminars.

Q :- Is it worth spending so much money to get a degree from the USA as compared to similar degree in India with lower costs?
A :- It is worth spending only if the university selected is at least an average one. In most of the cases it is worth getting a degree from USA because of its standard and practical nature.

Q :- Key things to remember for parents and students while planning for the studies in the USA
A :- Take advices from the current students and alumni at the universities to get a better idea of the university. To know more about the universities look up their websites and blogs. Do not blindly trust in Consultancies.

Q :- What are you future plans?
A :- I would like to pursue my PhD.

Q :- Why did you choose Credila?
A :- It is credible and easy to get an education loan compared to any other Banking organizations.

My Life at Governors State University

Akhilesh D. shares his experience at Governors State University

Q :- Please tell us about which course is you doing and why did you choose that course?
A :- Masters in Health Service Administration, it is the second most revenue generating industry, have good jobs with good pay.

Q :- Why did you choose the USA for higher education?
A :- US gives good exposure to students, have good research opportunities, students end up with good jobs and opens new platforms for carriers.

Q :- How is Governors State University different than any other USA University based on whatever you have heard from your friends about?
A :- Governors State University is a public university, here most of the professors are PhD holders, have lot of research activities going up in the university, have recognition from federal bodies.

Q :- Are you happy with your decision?
A :- Yes.

Q :- Please share some of your experiences of the USA for aspiring students
A :- US provides great platform for students who want to achieve something in there field , here research opportunities are better, have good student teacher relationship, and can have a bright carrier in any part of the world as these degrees are recognized worldwide.

Q :- What’s your advice to students who aspire to go to the USA for higher studies?
A :- USA is a great place to pursue higher education and can go for it.

Q :- Other than academics, what else did you learn from the country USA ?
A :- There are many extracurricular activities going on here which grooms your personality, you come to know the etiquettes that are to be followed in the professional world, if you are talented u would definitely get an opportunity to show it.

Q :- Is it worth spending so much money to get a degree from the USA as compared to similar degree in India with lower costs?
A :- With good universities in US and recognized course yes.

Q :- What’s your advice to parents of aspiring students?
A :- Help your kids to get better education and don’t worry about students safety, here US state government provides enough precautions to keep your student out of trouble.

Q :- Key things to remember for parents and students while planning for the studies in the USA
A: - 1) Be sure to enroll in good universities
2) Enroll in courses that are well recognized.

Q :- What are you future plans?
A :- To do PhD in Epidemiology.

Q :- How did you fund your higher education?
A :- Off course with the help of Credila.

Q :- Why did you choose Credila?
A :- I chose Credila to get the finances in a very short span of time. I am really thankful to Credila in helping me to pursue my education. Credila have a very good student education financing plan. Credila have an excellent processing speed for you’re the education loan, when I faced difficulties from other banks in getting the loan and had very few days left to fly to USA, Credila helped me to go for higher education in USA.

My Life at University of Illinois at Chicago

Sridhar V. shares his experience at University of Illinois at Chicago.

Q :- Please tell us about which course is you doing and why did you choose that course?
A :- MS in Management Information Systems. I have chosen this course because I would like to get into technical field with good managerial skills after graduation.

Q :- Why did you choose the USA for higher education?
A :- Best place to apply your fundamental knowledge.

Q :- How is University of Illinois at Chicago different than any other USA University based on whatever you have heard from your friends about
A :- More Scholarships are available and more job opportunities.

Q :- Are you happy with your decision?
A :- Very happy.

Q :- Please share some of your experiences of the USA for aspiring students
A :- It’s a good place to learn and live, only concern is the higher tuition fees.

Q :- What’s your advice to students who aspire to go to the USA for higher studies?
A :- Best place for studies.

Q :- Other than academics, what else did you learn from the country USA ?
A :- Behavior, timeliness.

Q :- How are the studies in the USA different than the studies in India ?
A :- 1. Assignments
2. More importance to basics
3. Flexible course structure

Q :- Is it worth spending so much money to get a degree from the USA as compared to similar degree in India with lower costs?
A :- Yes.

Q :- What’s your advice to parents of aspiring students?
A :- Support them not only financially.

Q :- Key things to remember for parents and students while planning for the studies in the USA
A :- Save, save and save for parents; Learn your basics for students.

Q :- Any other advice to students and parents?
A :- If you are coming for a course other than CS, better think.

Q :- What are you future plans?
A :- Work in US for some time and then settle in INDIA.

Q :- How did you fund your higher education?
A :- My fathers savings and Credila.

Q :- Why did you choose Credila?
A :- Process is very simple and good for students who does not have so sufficient funds.

My Life at The Ohio State University

Nafeesa F. shares her experience at The Ohio State University

Q :- Please tell us about which course is you doing and why did you choose that course?
A :- MBA Course because I wanted a faster career progression. More like a leap and MBA would provide me that.

Q :- Why did you choose the USA for higher education?
A :- USA business schools have global perspective and are among top b-schools around the world. USA would be a good place to start international exposure too as there are little barriers compared to other countries for education.

Q :- How is The Ohio State University different than any other USA University based on whatever you have heard from your friends about?
A :- There is less of cut-throat competition that is predominant is top b-schools. It has a small class size and excellent support from admissions office and career management office.

Q :- Are you happy with your decision?
A :- I’m pretty content with it.

Q :- What’s your advice to students who aspire to go to the USA for higher studies?
A :- USA is an open economy. If you are looking for international exposure, start from here. Indians are technically very sound. So, if one is looking for future in a technology area, you will succeed here.

Q :- Other than academics, what else did you learn from the country USA ?
A :- I stay in Columbus, which has a very friendly environment. People are welcoming. Try to work along with the domestic students and it will be a great learning.

Q :- Is it worth spending so much money to get a degree from the USA as compared to similar degree in India with lower costs?
A :- MBA from India from IIM’s and ISB is very valuable. So, while choosing between IIM and an US school, consider relative benefits over high costs. Unless your career focus is international business, sustainability and brand management, Indian MBA is equally good.

Q :- What’s your advice to parents of aspiring students?
A :- Not all schools in USA are great. While financing your ward, consider the ranking of the school vs. finances. Well-known world-renowned schools are a must go. But, for other little less known colleges, check for relative benefit in studying in US compared to India.

Q :- Key things to remember for parents and students while planning for the studies in the USA
A :- Rankings matter. So, do check overall and individual divisional rankings. Study in a school or area that is friendly to internationals and Indians. USA is expensive economy when you are converting your rupee to dollar to survive. So, look for funding.

Q :- What are your future plans?
A :- Strategy or financial consulting industry

Q :- How did you fund your higher education?
A :- Partly through scholarship and the remaining through loan.

Q :- Why did you choose Credila?
A :- Credila takes personal interest in students. They are very inviting and helpful compared to other banks. The interest rates are low and they are ready to finance higher amounts.

My Life at Colorado State University

Venkata R. shares his experience at Colorado State University

Q :- Please tell us about which course is you doing and why did you choose that course?
A :- I chose MS in Biochemistry because I’m interested in the field of proteomics.

Q :- Why did you choose the USA for higher education?
A :- USA has one of the best education systems in the world and has a very active research environment.

Q :- How is Colorado State University different than any other USA University based on whatever you have heard from your friends about
A :- It is one of the best student friendly place and has the best infrastructure.

Q :- Are you happy with your decision?
A :- Yes I’m glad I came to this place.

Q :- What’s your advice to students who aspire to go to the USA for higher studies?
A :- Be prepared for an academic shock as the way they teach here is contrastingly different.

Q :- Other than academics, what else did you learn from the country USA ?
A :- Here the people are very friendly and always ready to help you.

Q :- How are the studies in the USA different than the studies in India ?
A :- Here the stress is on practicality and not on theory

Q :- Is it worth spending so much money to get a degree from the USA as compared to similar degree in India with lower costs?
A :- I think it is a personal choice, but if you have a option to study in USA go for it. You literally learn how to live apart from academics.

Q :- What’s your advice to parents of aspiring students?
A :- The expenses involved are very high initially and might be daunting but its worth the investment.

Q :- Key things to remember for parents and students while planning for the studies in the USA
A :- Choose the university very wisely, as your degree from that place will determine the
future of your career

Q :- What are you future plans?
A :- I plan to go for a job here gain some experience and come back to India

Q :- How did you fund your higher education?
A :- I am using Credila education loan to cover my tuition fees and part time job to cover
my living expenses

Q :- Why did you choose Credila?
A :- They process the loan quickly and also give it an attractive rate of interest when compared to nationalized banks.

My Life at Southern Methodist University

Rohan P. shares his experience at Southern Methodist University, USA

Q :- Please tell us about which course is you doing and why did you choose that course?
A :- I am doing EE with Telecom specialization. I wanted an in-depth insight into the field of telecommunications.

Q :- Why did you choose the USA for higher education?
A :- Research and development is being undertaken extensively in the field of telecom in the USA and the course structure is better and more advanced here. The course gives us a chance to explore the subject deeply.

Q :- How is Southern Methodist University different than any other USA University based on whatever you have heard from your friends about
A :- Southern Methodist University is an amazing place not only for studying but also in terms of living experience. Everything here is well planned and the people are really friendly. Transportation is superb. Infrastructure is awesome and “Big”, because everything in Texas is “Big”.

Q :- Are you happy with your decision?
A :- Yes, I made the right choice.

Q :- Please share some of your experiences of the USA for aspiring students
A :- I am not sure about the other states in the USA, but Texas is a very safe place and the people here are genuine and friendly. Everyone here gives you a smile and says, HI, while you walk down the streets. I made lots of friends here and they are not only from the US and India but many other countries around the world. DFW Metroplex is a very beautiful place and there’s a lot to see.

Q :- What’s your advice to students who aspire to go to the USA for higher studies?
A :- Get proper funding. Be patient and calm. Plan your trip properly.

Q :- Other than academics, what else did you learn from the country USA ?
A :- Life is stable in the US. People don’t worry too much and hence are happy. Everything is well planned here and people care about their surroundings. Extracurricular activities are encouraged and there’s a lot to do on-campus and off-campus.

Q :- How are the studies in the USA different than the studies in India ?
A :- Classes are pretty amazing. Less number of students in a class makes it an interesting and interactive learning experience. Tests, homework, presentations and final exam are all taken into account to determine your grade. So, one has to study hard and understand the basic concepts beforehand.

Q :- Is it worth spending so much money to get a degree from the USA as compared to similar degree in India with lower costs?
A :- Well that depends on what your goals are. I can surely tell you that it is worth the experience.

Q :- What’s your advice to parents of aspiring students?
A :-Parents need not worry. Plan ahead of your time and ask your children to set goals beforehand. Because getting a degree for the namesake is not worth the money you invest in it. Funding is just a small hurdle which can be easily tackled.

Q :- Key things to remember for parents and students while planning for the studies in the USA
A :- Choose the right university for your course based on your GRE/TOEFL/SAT scores, academic record, interest, University rankings and student experiences (“all that glitters is not gold”).
1] Plan your budget
2] Meet your admission deadlines
3] Apply for VISA early
4] Book your flights early
5] Stop worrying

Q :- What are you future plans?
A :- I have plan to work on telecom projects in developing countries to help setup wireless telecommunication networks as that is more economical for such countries as compared to wire-line telecommunication.

Q :- How did you fund your higher education?
A :- Self-funding and funding from Credila Financial Services

Q :- Why did you choose Credila?
A :- I choose Credila for two major benefits: less paperwork and collateral flexibility. It’s a breeze to get funding from Credila and their representatives are very supportive. Customer satisfaction is guaranteed at Credila. Second mortgage on HDFC property is an icing on the cake.Thank you, Credila.